We offer full pledge financial services to assist you and your financial needs. If you would like us to help you thoroughly you need to be committed to yourself and complete a financial needs analysis (FNA). Don’t worry FNA is very simple and we have made it less time consuming!
What is Financial Needs Analysis (FNA)?
A qualified financial planner carries out an analysis to ascertain the current state of your finances and your future financial needs. Additionally, it creates a physical imprint of your entire existing financial portfolio. And assessment of your current and future debts and\or financial responsibilities.
For example, 20 years ago, a salesman would have been able to sell you a life insurance policy without any idea of what your expenses were or how many other life insurance policies you already had. He would walk away with a hefty commission and you would be none the wiser! Zoom forward 20 years to the present and the financial services industry has changed dramatically.
We incorporate the following factors into our financial needs analysis:
Once we have all the above information, we will make recommendations about your investments and long-term insurance needs including: